Budget forecasting for token-based pricing
Processing data...
| Seat | Requests | Input Tokens | Output Tokens | Cache Read | Cost | % of Total |
|---|
| Model | Requests | Input Tokens | Output Tokens | Cost | % of Total |
|---|
| Month | Requests | Input Tokens | Output Tokens | Cache Read | Cost |
|---|
Projecting costs based on historical averages with 2% monthly growth (30 seats, 150 users)
| Cost Component | Cursor Team | Cursor Enterprise | Difference |
|---|
| Feature / Pricing | Cursor Team | Cursor Enterprise |
|---|
| Month | Cursor Team | Cursor Enterprise |
|---|
Projecting costs for Claude subscription plans based on historical averages with 2% monthly growth (seats = users)
Note 1: Subscription-based plans with strict no seat-sharing enforcement. Anthropic does not publish exact token limits — values shown are community-estimated.
Note 2: Token & request counts from Cursor may differ from Claude due to different counting methods. Claude's request and token count may vary to Cursor's, the numbers are just for reference.
| Plan | Seat Cost Base monthly subscription per user | Incld Capacity Tokens included per user/month (Mtok) | vs Avg Plan vs your avg: - | Extra Monthly Needed Overage beyond included capacity Cache discount: - Cost Formula: - |
Per User Monthly Cost Seat + overage @ API rates | Total Monthly Cost Per user × - users | Annual Cost (2% Growth) Total cost over 12 months with 2% monthly growth rate |
|---|---|---|---|---|---|---|---|
| Team Standard Annual billing |
$20/user/mo | ~7.5M/mo | - | - | - | - | - |
| Team Premium Annual billing |
$100/user/mo | ~37.5M/mo | - | - | - | - | - |
| Enterprise Standard Custom pricing |
$60/user/mo (rumor) | ~10M/mo | - | - | - | - | - |
| Enterprise Premium Custom pricing |
$150/user/mo (rumor) | ~50M/mo | - | - | - | - | - |
| Enterprise Usage-Based Pay as you go |
Custom | UNLIMITED | FITS | - | - | - | - |
* Hover over column headers (?) for detailed calculation explanations
| Feature | Team | Enterprise |
|---|---|---|
| Training Policy | ||
| Data Used for Training? | NO - Commercial Terms | NO - Commercial Terms |
| Opt-Out Available? | N/A - protected by default | N/A - protected by default |
| Retention Policy | ||
| Default Retention | 30 days | Indefinite (configurable) |
| Custom Retention | NOT AVAILABLE | YES - minimum 30 days |
| Zero Data Retention | NOT AVAILABLE | YES - via security addendum |
| User Deletion | Within 30 days | Immediate with ZDR |
For Niteco: Both Team and Enterprise plans are protected under Commercial Terms of Service. Anthropic contractually guarantees your data will NOT be used for model training.
Projecting costs for GitHub Copilot plans based on historical averages with 2% monthly growth
Note: Token & request counts from Cursor may differ from GitHub Copilot due to different counting methods. GitHub Copilot's request and token count may vary from Cursor's, the numbers are just for reference.
| Plan | Seat Cost Base monthly subscription per developer | Incld Capacity Requests included per user/month | vs Avg Plan vs your avg: - req/mo | Extra Monthly Needed Additional requests beyond included capacity (avg - included) | Total Monthly (x Users) Per developer × - developers | Annual Cost (2% Growth) Total cost over 12 months with 2% monthly growth rate |
|---|---|---|---|---|---|---|
| Business Organizations |
$19/user/mo | 300 req/mo | - | - | - | - |
| Enterprise Copilot + GitHub Enterprise Cloud |
$60/user/mo | 1,000 req/mo | - | - | - | - |
Note: Annual cost calculated with 2% monthly growth rate applied to monthly base cost.
Enterprise pricing: $39 Copilot Enterprise + $21 GitHub Enterprise Cloud = $60/user/mo total.
| Feature | Business | Enterprise |
|---|---|---|
| Enterprise & Governance | ||
| Organization license management | ✓ | ✓ |
| Policy management | ✓ | ✓ |
| Public code filter | ✓ | ✓ |
| Fine-tuned custom models | ✗ | ✓ |
| IP indemnity | ✗ | ✓ |
| SSO & SCIM | ✗ | ✓ |
| Audit logs | ✗ | ✓ |
| Data & Privacy | ||
| Training on your code | ✓ No | ✓ No |
| Month | Business | Enterprise |
|---|
Fact-based comparison of three fundamentally different AI coding approaches
Last updated: February 2026
| Metric | GitHub Copilot | Cursor | Claude (Anthropic) |
|---|---|---|---|
| Primary Customer Segments |
• Enterprise, Fortune 100 • Microsoft/GitHub ecosystem • Regulated industries |
• Tech startups, scale-ups • Individual power users • Fortune 500 companies |
• Enterprise • Mixed technical/non-technical teams • Finance, healthcare, legal sectors |
| Notable Customers |
• Most Fortune 100 • Microsoft internal teams |
• Midjourney, Perplexity, OpenAI • Shopify, Stripe, Salesforce, Infosys |
• Bridgewater, BCG • DoorDash, Sourcegraph, Asana |
| Category | GitHub Copilot | Cursor | Claude (Anthropic) |
|---|---|---|---|
| Product Type | AI coding assistant plugin for existing IDEs | AI-native IDE (VS Code fork with built-in AI) | General-purpose AI platform with coding as one vertical |
| Integration Model | Plugin you add to VS Code, Visual Studio, JetBrains, Neovim, etc. Keep your existing workflow. | Replace your current IDE. Move to Cursor. Entire editor designed around AI-first workflows. | Desktop app, Claude Code (terminal), VS Code extension, Browser agent. |
| Core Functionality | AI suggests code inline as you type. Code completions, chat, PR workflows. | Parallel agents, multi-file refactoring, background task execution, full codebase context. | Agentic coding via terminal And Chat, computer use, document generation (Artifacts), desktop automation. |
| Feature | GitHub Copilot | Cursor | Claude (Anthropic) |
|---|---|---|---|
| Enterprise Features | SSO, SCIM, audit logs, IP indemnity | SSO, audit logs, model management | SSO, SCIM, audit logs, SOC 2 Type II, HIPAA eligible |
| Agentic Capabilities |
Ecosystem Agent • Issue-to-PR automation • Agentic DevOps (security fixes in CI/CD) • Enterprise-constrained autonomy |
IDE Orchestrator • Composer Agent Mode (auto file edits + terminal) • Parallel agents |
Autonomous Operator • Terminal-based system orchestration • Sub-agent delegation (parallel tasks) |
| Context & Intelligence | 64K tokens standard, file-level focus | Codebase indexing, multi-file context | 200K standard, 500K Enterprise |
| Model Flexibility | Multi-provider | Multi-provider (most broad support) | Claude models primary |
| Cost Model |
Request-based, no share seat, extra @ $0.04/request starting from • Business $19/seat/mo - 300/req/mo • Enterprise $(39+21)/seat/mo - 1000/req/mo |
Credit-based, charge @ api rate + fee @ $0.25 per MTok, starting from • Teams $40/seat/mo ($20 individual credit) • Enterprise $60/seat/mo ($20 shared credit) |
Subscription-based, no share seat, extra @ api rate, starting from • Team $25-150/seat/mo (40-200 messages/5hrs) • Enterprise ~$60/seat; (Usage base available) |
| Concern | GitHub Copilot | Cursor | Claude (Anthropic) |
|---|---|---|---|
| Key Issues |
• Limited context • Weak multi-file refactoring • Less autonomy |
• Performance issues (large files, memory freezes) |
• Terminal-based • Usage limits controversy |